We have always strongly recommended that guests take out travel insurance against unexpected reasons for cancellation. It is now even more important as you just do not know if you may get the dreaded ‘ping’ or even become ill and cannot travel away from home. Or you may be staying at Wisteria Cottage Watlington and become unwell and then you have to return home, cutting short your holiday in the Chilterns. All these unfortunate eventualities cannot be predicted but the worry of them can be alleviated if you take out travel insurance at the time of booking. Many people do actually have policies with their bank but forget about them. Why not have a look at yours and see if you are covered? There are many annual policies available which will cover you for several small breaks but do your research carefully. Our booking terms and conditions, like most accommodation providers, make it very clear that we CANNOT refund you for anything apart from a national lockdown. This is what travel insurance provides.